Originally Posted by
Majuki
To think of this another way, read some of the posts from people using their non-USD cards in the US. DCC is all around us, but we rarely see it. I have asked friends using non-USD cards about their experiences, and many chain stores and even a few restaurants offer DCC. I think the reason why it's not been highlighted as a problem in the US is the implementations are relatively benign, at least in the retail setting. All stores that I've seen with DCC have customer facing terminals, and the choice clearly appears on the terminal, like the Best Buy example above. The few times I've witnessed it personally, the cashier appeared to have no input on the DCC offer. It's not like some other parts of the world where you know that the cashiers and/or management have a good idea of what's happening yet steer (or worse force) customers into DCC.
On that note, I kinda wish Revolut didn't cancel US accounts so I could see how DCC works in the US. At the same time, I'm not sure how useful it'd have been since it was a PIN preferring card (as mentioned in other threads, I've had issues with my other such cards in the past thanks to smaller businesses tending to not have customer accessible terminals).