Originally Posted by
pdxuser
Aren't some risk factors well-established, though, like buying GCs to reach an Amex signup bonus? Maybe not 100% of cards will get shut down, but we can still identify patterns. Paying certain CCs with Walmart Bill Pay or with an account that isn't in your name, depositing lots of MOs at the bank that issues your card, spending more than your credit limit by recycling with mid-statement payments, and other activities seem to be regular shutdown triggers at certain banks.
Yes, you are correct on all except the first one. Buying GC on [MENTION=46685]MEX[/MENTION] cards is a risk factor for not getting a bonus (rather than a shutdown). That was an initial guess by those who also opened the doomed accounts from targeted links intended for someone else. The abuse of targeted links turned out to be the actual cause of those shutdowns.