Originally Posted by
Boraxo
The better way is CSR at 3 points per $1 spend for travel and restaurants. For everyday spend you can get any of the 2% cashback cards - this would provide a higher ROI than Chase or SPG Amex because the consensus seems to be that Marriott points are valued at <1 cent.
Nobody is going to use SPG Amex for everyday spend anymore.
I was talking about unbonused spend...of course the CSR is the best option for bonused spend.
Think I'd still rather take the gamble that I can redeem at over 1 CPM vs. cash back...we shall see.