Originally Posted by
RedSun
One thing I'm thinking is that, even some ATMs do not charge the ATM fees, but there can be some bid differences on the exchange rates each bank uses. Anything we should know? I see some discussion above, but I'd like to know of some summary. On what to look out for.
Banks don't set the exchange rate. It is set by the "clearing house" such as Visa. Then the bank adds a markup, 0 to 3%.