Originally Posted by
pallhedge
It turns out that OP has been pretty cryptic. I made my earlier comment based on OP's original claim on Reddit that both open cards had "credit limits of $5000 or so." Later, OP posted on Reddit and here that it was less than $7k combined. OP has also posted on Reddit that they and their SO have not paid an AF for the Ritz card since they got them. As it turns out, [MENTION=22296]Happy[/MENTION] was spot on.
n.
OP here - yes its the ritz blogger touted trick scenario. I'm skeptical that is the case for shutdown.
The letter received from Chase explicitly states the reason for shutdown is "too many recent accounts" (which I do have from other banks).