Originally Posted by
flyer4512
Unless he was never going to use the card why would you lower it under $5K.......credit utilization could quickly become an issue
Not if he has other cards with high CL. I don't think we know that answer. I lower the CL on the majority of my cards after I've met the min. spend and received bonuses. I usually keep a couple cards with a high CL for emergencies. My FICO score is over 800.