I have Aviator Red opened in March and am planning to cancel soon and get a second personal card in September. Looking at the business card now. I don't have a legitimate business so I'd have to give my name as the business name, $0 revenue, etc. What is the downside to applying for the business card, maybe getting approved and maybe not. If I get denied for the business card, does anyone know if that will affect my next personal card application?