I'm thinking of cancelling my Business Platinum Card and getting the Schwab Personal Platinum Card.
If I do that and cancel my Business Platinum Card:
- Do I get any sort of refund on the Annual Fee that I already paid?
- What about the airline fee credit? If I go and spend the $200 and get the credit, is any portion of that reclaimed if I cancel
And, generally speaking, are there any hidden disadvantages of the Personal Card over the Business Card? The only non-obvious things I see is that you don't get the GoGo sessions (higher annual fee being an obvious thing.)