Originally Posted by
DDy Forb
Thank you. If she decides that the doesn't want the card down the road, I can always downgrade the card to a Freedom or Unlimited so it doesn't negatively affect her credit score or make her ineligible to apply for any other chase cards in 24 months
She would only be ineligible for any Sapphire card (ie. Sapphire Preferred) for 24 months after getting her Sapphire Reserve bonus.