Originally Posted by
Kacee
Not so sure about that. 700+ FICO and carrying a balance (currently below 20%) would not ordinarily trigger a shutdown, even with recent new credit applications. If you carried high balances for a while, and credit score dropped below 650, it might get you a review. But carrying a balance makes you a profitable customer. If Chase shut all those customers down, they wouldn't make any money.
I'm guessing there are other factors at play here.
Originally Posted by
blitzen
not that part part but the two declined apps in a row in addition to it make it a possible reason for the algorithm to kick in.
Knowing when all of the cards were obtained would shed some light as well.