Originally Posted by
carrotjuice
Interesting problem I have. Was planning to spend a whopping US$30,000 on TheRealReal. It accepts Apple Pay. But I also know from previous purchases that it awards 10X on my Citi Rewards card. So unlikely to be awarded 20X under current Apple Pay promo.
If I use the same Citi Rewards card via Apple Pay, will it still give me 10X rewards without cap?
Or will it cap me at 1X rewards since I have spent close to S$12,000 already this membership year? If so, what’s the best alternative card to use?
I've exceeded my 10X annual cap on my Citi Rewards Visa, but when I used it on Apple Pay at DFS Changi, its given me 10X for the last 3 transactions. So it looks like the 10X using Apple Pay at 10X merchants is not subject to the 10X annual cap. If that makes sense.