Originally Posted by
Explorer789
I'm not too worried as long as you don't go on a spree and apply for all the Amex cards in a very short period of time. apply for 2 Hilton cards at the same time might raise questions or if you have an existing Delta card apply for another one. But I think they are less likely to scrutinize your record if you have normal organic spend on their cards and keeping some cards for long term use.
I think everyone should be worried. The
"as well as other factors" means that they can deny you the bonus for whatever reason they choose. It also means that there is no way for you to argue that you are entitled to the bonus. My guess is that this language is meant to combat the CFPB complaints that some applicants have made in order to get Amex to issue the bonus or get some sort of compensation. I for one don't think I've done anything to warrant them withholding a bonus in the future and it gives me pause. If for whatever reason (glitch or mistake) you don't get a bonus they can just reply with that open-ended language as the justification for not fixing the glitch or mistake.