Am contemplating keeping the SPG Business for the 4x points on restaurants and gas stations, which is actually an improvement over the current earning rate in these categories (1 SPG / 3 MR). However, does anyone know if "restaurants" will be broadly inclusive?....not just sit-down restaurants, but also Starbucks, Dunkin, Chipotle, basically any merchant that offers on-premises dining and/or takeout? Does anyone know?