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Thread: Best credit card combo for cash back?
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Old May 21, 2018, 10:51 am
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yugi
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
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Originally Posted by itsmejson
Hi everyone,

Not sure if this is in the right place so apologize in advance.

I am looking to transition my current cards over to earning cash back since I don't plan to travel as much as I used to. I have been earning chase UR using the quadfecta (reserve, freedom, unlimited, ink)

What is the best cash back combo that you could recommend to maximize my spend for cashback? I know for sure I will be adding the Citi double cash. I have the Citi Costco card for gas at 4% and can use the freedom for the 5%.

Appreciate your input.

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US Bank Altitude Reserve is 4.5% for everything with mobile wallet, which in case of Samsung Pay means everything in person, and some in-app with Google Pay. Some merchants accept Apple Pay online. Annual fee is effectively $75, and there some perks like limited PP access, primary car rental insurance, GE reimbursement, etc. Also 4.5% on travel, not as wide as CSR or Citi Premier though.
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