Originally Posted by
AbyssalLoris
6. Non-5/24 because I am exactly at 5/24 now and if I wait until I cross that threshold I will pass the time limit for canceling my current (and only) Chase card without paying the fee. In case there is no retention. I don't want to surrender the credit limit. So what card would you recommend for this? My current Chase is the BA. I've had the United in the past. Maybe something else?
First-world problems if ever there were any, but thank you for your indulgence.
You can pretty much forget about Chase UR cards until you are under 5/24. Makes the rest of the conversation pretty much DOA.