Has anybody trying obtained this card? I called to convert my arrival and the answer was no. I see this as a 2.4% cashback card net of annual fee for first $25K and 2% cashback after that. With opportunity to buy miles as needed for 1.4 cents each (1.7 cents JAL). Having maxed out my Amex BBP, I think this is next best. If I only I could get one though! Not worth a hard pull.