Originally Posted by
RobertHanson
Be that way, see if I care. The actual rule, which is mis-named 5/24, is 6 or more is auto denial. Exactly 5 is YMMV; as multiple DPs on this thread document. But if you prefer your own personal version of Chase policy, that's fine with me.
The "actual rule" is in the wiki at the top of the page. It's five or more card opened within the last 24 months.
(Note: Some Chase cards are not subject to 5/24 so people can get approved even when at or over 5/24....those are exceptions to the rule. Also, CIP applications submitted on a paper application by a Chase Business Relationship Manager may also bypass 5/24. Another loophole to the "actual rule".)