I received the card, and I was trying to enroll it into TYP program instead of SYWR program. I was told that 5-3-2-1 only applies to SYWR, and I will need to do at least one purchase before I can switch to TYPs, but I will be able to switch back to SYWR if I want to, and will get 5-3-2-1 back. Not sure if I want those 5% in SYWR. This equates to $500 minus MS fees after $10k spend. Made a first purchase at 7-11. Let's see how it goes and if I'll get 5% on that purchase. Currently enrolled in SYWR.