Originally Posted by
Super Mario
... examples of hotels that are only in the FHR? I assume it must be pretty big if it worth the $550 AF to someone....
...Is anyone actually using a card for loss and damage protection within 90 days? .....
Why would you expect FHR alone to justify the entire $550 annual fee?
Discussion of American Express Purchase Protection is here:
American Express Purchase Protection
I think it's difficult to compare benefits by reading a list of features, or even the terms, because practice often differs from policy. One advantage that American Express has over Chase and Citi is that it offers multiple versions of the Platinum Card, including one that you can try for a year at zero cost.