Originally Posted by
ralfkrippner
Not sure if one was offered in the past, but currently there is no Marriott or spg credit card for german members. With 80+M of us I wonder why nothing is offered. Anybody with some insight into this?
You can thank the EU in part for this. The European Parliament capped credit card interchange fees at 0.3% in 2015. Those fees are about 10x higher in the US and help fund branded credit card incentives.
In addition, the rest of the world is more credit averse than US consumers.