Brilliant. And then you can bet that 25,000 points (Cat 4 on new chart) will have virtually no properties of any value
So the Cat 4 free night won't allow you to stay in NYC, Paris, or Dubai at all:
https://members.marriott.com/tophotels/
You also have very little choice in Mexico or the Caribbean... in fact, only 2 places.
On the other hand the new SPG base Amex card and the new Marriott Premier + card allow for 35k redemptions which is a ~$200-$250 value. Makes those cards worthy of paying af for.