I applied as follows.

12/17/17 - Approved
02/02/18 - Approved
03/26/18 - Approved
04/18/18 - Instantly Denied

I called 866-606-2787 and for the first time in eleventy-seven applications got sent offshore when calling that number. I talked my way into manual override and watched my Experian report get pulled. I was then transferred to a "Senior Agent" in South Dakota where I was put on hold once before being told my app was in need of further review. She also said to call back in two days if I hadn't heard from them sooner. That's what I get for not having lowered my credit prior to applying. I'll report back with the decision which I totally expect to be approved.