Originally Posted by
blitzen
There is no UR or MR what is better
it is all about what your travel/ preferences/ airlines/ .... are
if you fly an airline and one program doesn’t transfer to that program it is useless.
if you are opportunistic and fly anywhere for the best points value use both.
Also, both have excellent sign-up bonuses on cards so unless you are not able to do very basic card acquisition for bonuses (not even calling this churning) or you MUST have UR's for Hyatt or United or something, then just do both, get the bonuses, and when you are not doing minimum spend for bonuses anymore then focus your spending on one guided by what maximizes your bonus category spending.
Hedge your bets, have both, do Chase first, both are excellent programs, blah blah. Let's not over-complicate things.