Originally Posted by sdsearch

Chase pulls different bureaus for different people. It may be by state, it may be more fine tuned than that in some states. They're most likely to pull the same for you next time as they did last time, so check who they pulled last time you applied with Chase if you can.

But keep in mind, that "1" on Experian is a lie, and I'm sure Chase knows it (or doesn't even see it maybe the way they get the data from EX). So if they pull EX, Chase could assume anytime in May, up to May 31!

And that's why it's so important that you figure out who they pull for you if you're considering applying before June 1. (You can find pulls from the past 24 months at Experian's free website for EX, and at free Credit Karma for TU & EQ. But if your last Chase application was over 24 months ago, that may be harder to figure out if you haven't saved older credit reports.

If you can't find out about your own pulls, search a pulls database (they're out there on the web) and find who Chase pull for other people near your Long Island community.