Originally Posted by
pallhedge
If it was Experian that you checked, make sure you also check Transunion and Equifax. Experian always lists the first of the month for account open dates when in fact it could be later.
If they all say May 1, then you should be good to go on May 3.
Thanks... yes, that May 1 date was with Experian. I just checked Equifax and Transunion and they both list the open date as May 18.
I leave for vacation on May 24. So I guess I can apply over the phone (or in branch) on May 19 and have it express shipped to my home?
Also, doesn't Chase tend to favor Experian (in which case I can apply on May 3)? Or do they have access to all 3 bureaus for the purposes of verifying 5/24 (in which case I guess I need to wait until May 19)? Thanks.