Originally Posted by
controller1
4 points/$ for:
- U.S.-based restaurants and gas stations,
- wireless phone services purchased directly from a U.S.-based wireless company
- U.S. purchases for shipping services.
I'm not sure that's a good reason? 4 MR is 1.3 Starpoints.
Instead you can get 3% or 5% back on those categories with other cards sometimes including free cards like Amex Simply Cash and Chase Ink Cash.
I would only hold a MR/SPG card now for the benefits if you're able to use them, not for spending.