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Thread: BofA's anti-churning policies: 2/3/4 (BofA cards), 3/12 or 7/12 (all banks)
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Old Apr 13, 2018, 6:21 pm
  #14  
LWT3
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by AugustWest
DP: I am 790+ with only one BOA card and was denied for the Premium card, even after a recon call. They said (plainly and politely) "too many recent accounts". So it is not just BOA they are looking at. FYI I am so far over any reasonable x/24 that x does not even matter. I do not know what too many means to them, but they look beyond BOA for sure.
Same here. As recently as the fall of 2016 I was able to get approved by BofA despite having some insane number of apps within the prior 24 months, but they now shoot me down for that reason.
Last edited by LWT3; Apr 13, 2018 at 6:24 pm Reason: said 'last fall' when it was fall 2016
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