Well my wife just got an email from Home Trust that she got approved. I guess my churning and burning gave HT heartburn so they denied my application. And she's retired too. Our Amazon card was also in her name after they told me no as well.

Anyway can you preload the HT visa and withdraw cash while travelling without the cash advance $$$$? ATM fees for sure but not the 19.99%. Just curious.

And Rogers will shortly get a call cancelling the card they instantly approved me for.