Originally Posted by
Mamibear
if you're new to buying MOs with GCs, I suggest to stay away from MCGCs when you're draining them at WM. They're a pain to drain as experienced by a lot of MSers, even the veterans. If you have grocery stores to drain them, it's best to go there; IF, however, WM is your only place to drain, the only way I drained MCGCs is either to drain them in just one transaction, i.e., load to Serve/BB or if I have Visa GCs and do split tender transaction, the MCGC is the LAST one I swipe so that even if I don't tell cashier how much is on it, the full amount is drained if it tallies with the remaining balance. I do NOT advice using split tender with MCGCs, best to do single swipes with the cancel/change payment tactic.
I have noted that some Neighborhood Markets have different payment terminals where you must slide the card in a vertical rather than horizontal position. For these, the change payment option is not selectable for MasterCards, even if the cashier doesn't key the partial tender. The MasterCards are rejected here due to being run as credit.
The stores with payment terminals (Verifone) where the card is swiped in a horizontal position that have the three blue arrow lights will work for split tender of MasterCards as long as you can hit the yellow change payment button before the cashier keys the partial tender amount, but at many locations the cashiers believe that the partial tender amount must be keyed BEFORE the card is swiped and will get upset and demand you cancel if you swiped the MasterCard before they keyed the amount. Although their belief is completely wrong, it is not possible to buy MOs with MCs as it will default to credit and print an error message. It is much easier just to use Visa GCs at Walmart.