Originally Posted by
puchong
Time to freeze the IHG card: Pay the $49 annual fee, use the free night somewhere and then forget about the card. Even if I am tempted to stay in a IHG (which I am not), I would do much better with a cash-back card than accumulating more devalued IHG points. Fat lot of good this move will do to Chase / IHG.
Better yet, you'll get your Anniversary Free Night Award a few weeks before the AF is billed! My award comes ~Sep. 12, while my AF is billed on Oct. 1. And the Award is mine/ yours to keep even if you cancel & refuse to pay the AF

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