Originally Posted by GeezerCouple

We noticed this some time ago, but in a two-stage process.

First, they offered "extended pay" (my wording; I forget what they called it) for travel related cost, but one needed to sort of declare it in advance. (No idea if one could change it later if one belatedly decided to pay over time, as we didn't use it that way.)

And then, is seemed to become a choice for any purchases.

It reminded me of the (long gone?) Amex "Optima" cards, from back in the '90's. Those were linked to a regular card (I first remember seeing this for the green card, but Platinum was already out, I think), so one needed to decide which card to use, the "regular" charge card, or the Optima "credit" card.

GC