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Thread: No Initial Hard Credit Pull for Existing Amex Cardholders?
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Old Mar 25, 2018 | 10:51 am
  #32  
edealinfo12345
 
Join Date: Jul 2016
Posts: 535
Originally Posted by Drewm33
In my experience, whether I am logged in to my account when I apply is the determining factor on whether there is a HP or not.

Initial amex app - HP
phone app- hp
logged into my account for biz or personal - no hp

I am assuming if you apply for Mercedes plat or Schwab plat or Ameriprise gold/plat then you aren’t logged into your Amex account during the application, hence the hp
Once you cancel your Amex account, you still have access to your Amexonline account for 6 months. If during that 6-month window, you apply for a card via their site, will there be an HP?
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