My wife's CSR AF just hit, 2nd year, and her 60-day cutoff is this weekend to get the full refund. We have some dining expenses next week. Can she PC to a CSP so we can at least get 2x for the expenses next week and then PC again to a CF? I assume she'll get the $450 refunded then charged $95 for the CSR, is there a minimum time she needs to hold the CSR before she can PC to a CF? And if not, I assume she would get the refund for the $95 too when she PCs to a CF, correct? Thanks.