I have filed chargebacks with larger Paypal transacions (laptops) transactions twice in my Paypal history - without them going after me for the money.

I know they will go after a seller's checking account if a charge back is filed against them....but my experience tells me they won't go after a buyer's checking account for filing a chargeback.

In my opinion - Paypalsucks.com is not a reliable source of information. Paypal has done things I don't agree with...but I don't think they are quick as bad as that website portrays.