I just recently did mine as a renewal by mail with a larger book and also the card, also non-expedited and all sent in to Philadelphia. I paid by paper check but they ran that through electronically just like the power company does (to take possession of the money sooner, and I s'pose to verify it doesn't bounce quickly). The book was first to arrive back, in about 10 days. Then the old materials (hole-punched old book, etc.) 2 days after that and then the new card in 2 more days. They were very quick on the production side once they had the money in hand.