Originally Posted by
crapz1
Actual charge was posted on 1/22. I'm still having them send a check. I've avoided switching from check to ACH payment just because I didn't want to take the chance that any of it would code differently.
Thanks, I was worried ACH would affect it too but I tested both out a few months ago and worked fine. I'll give a shot on my next payment as a check, unless someone else (your 2/22 charge on 3/14 statement?) has a sooner DP.
Originally Posted by
milypan
What did Ditech code as? Weird that the two mortgages would earn differently if they both code the same (presumably MISC GOVT SERVICES).
Ditech (check) also coded as MISC GOVT SERVICES, same as Wells ACH and my HOA check (also 1x)