I'm fine with banks. My poetic justice was simply trying to set the tone that I was hoping it wouldn't mean the loss of the UR's as I never received such a call and didn't know what they wanted at first. Judging by the posts here, MANY have faced similar questions/concerns/guidance with potential shutdown.

The charges, are in fact, legit. I didn't see any DP's regarding any PPDG's as an MS-concerning, I've seen reference to the usual VGC->MO, which is why I was asking.