I know most of the folks here are spending a lot in VGC-WM and after a scary call yesterday, I freaked out. Got a call from Chase fraud and said "Oh boy.. here we go". I have a new Ink Plus and already hit the spend through a lot of organic spend and maybe 2k of VGC, spread out. I don't have a chase checking/savings, all deposits were in various savings/checks I have at different institutions.

Anyway, fortunately, they were calling as I had recently placed an extended fraud alert on my account as my identity was recently stolen and a lot of department store cards were opened in my name. They saw the extended alert was just placed on my credit report and were calling to verify that the accounts I had, were legitimately mine. Phew. So all is well there. But, I was sweating bullets thinking that was the call of death. Luckily, I dodged a bullet.

But, on to my question - I have purchased a bunch of deal cards on eBay, which are paid with Paypal. Most are restaurants that I visit, some I'll resell. Do you think these Paypal purchases would (I know anything "could") trigger an MS alarm? Regardless, I'm going to make sure I have more organic spend than anything else. But, since I won't have a bunch of VGC purchases from the usual spots, I didn't know if the Paypal thing would raise a flag. I don't go anywhere near my credit limits in terms of overspending and do have a lot of organic spend on the cards I've used. With the exception of the Ink, the cards have been open for quite some time. Didn't see any DP's as to whether the Paypal digital gifts might trigger an alert - or if it'd just appear (likely) as a regular Ebay type purchase.

TIA!