fletchbo

Fellow Alaska / B of A pros:

I was denied for Alaska personal card last week; summary reason: "adequate credit extended for accounts you HAD with B of A or its AFFILIATES."

My last ALASKA personal acct with B of A closed 9/2017.

Last business Alaska card closed 9/2017 also.

Hard inquiries: 9 TU; 2 EQ

Open CC accounts with OTHER banks: 19

Applications with B of A in last 12 mos: about 3; approvals: one (4/2017). Open accts with B of A: NONE.

Income reported: $75K
Cr scores: 725 - 760

So, is there a new "waiting period" after which you have closed a B of A account that you can not open a new account?

I understand the business side of B of A does not follow the same rules, but if I apply for biz card now, what are my odds for approval, and if low, how long should I wait?

Thanks for any RECENT experiences that can assist!