Originally Posted by
bigshooter
Just noticed you said you never deposited anything other than MO into the account so my question doesn't matter. Did you ever deposit into the checking or was it always into brokerage and then transfer? That might have done it as well.
As branch deposits can only go into brokerage, I did that consistently. I wouldn’t necessarily transfer funds to checking immediately but often would. Just last month, a worker at one branch asked if I would like her to schedule a transfer to checking the next business day so that I wouldn’t have to do it. I guess she could see a pattern in my history. I did deposit one or two MOs into checking via the mobile app but felt uncomfortable doing much more than that. Ah, well. Lessons learned.