Worth applying for a Ritz Card? I’m way over 5/24, I’m at 16 cards, 14 credit, 2 charge, with 11 of them opened since Jan 2017. My credit lines across total over $215K, and I do use a lot of my cards, though some were just for grabbing a bonus. The only two cards I still want are Ritz Carlton and Hyatt for now. Should I go for them or just lay low for a while? I want to grab the ritz card in case it gets discontinued when chase/Amex announce the new card products.