Originally Posted by
mikesyr18
For mobile wallets, why can't the terminal sense that a fingerprint/PIN was used with the phone before the transaction was made? At that point, one could just press credit or debit without the need for a PIN on the PIN pad.
Stores already can if they support EMV contactless. Well, for regular purchases anyway; not even WF and BofA trust NFC enough (or possibly can't even if they wanted to) to allow it to go through without a PIN at their ATMs.