Unfortunately what was once a great program is no longer so. I have plenty of AGR points over 500,000 which I accrued using the Chase Sapphire Card and transferred to Amtrak. BOA last year came out with a similar card but with NO way to transfer points to AGR. With the redemption levels almost doubling on sleepers I'll use these points for a few cross country trips but the ease of massing points easily isn't possible with my BOA Amtrak card.