Originally Posted by
Dantrav
I currently have a ThankYou Premier card I opened 2 yrs ago ( Jan 2016). Can I open a duplicate card to get the bonus and then cancel the first card? I already have a Prestige which I am going to keep but don’t really need the ThankYou Premier. I was just figuring that since I’d have to wait another 2 years once I close the card whether I should do this now.
AFAIK, the only rule Citi has right now is not having opened or closed a card in the same 'family' in the last 24 months. No problem with having an open card from beyond 24 months. So yes, the optimum plan is to apply for a new card, then once approved quickly cancel the old card so as to keep your next 24 month timeframe as short as possible. Remembering of course that we have no idea what the rules will be 24 months from now.