FlyerTalk Forums - View Single Post - When does AA pay / reimburse lodging / hotel in misconnects / OSO / IROPS (“IRROPS”)?
Old Feb 7, 2018 | 12:52 pm
  #5  
andersonCooper
 
Join Date: Jun 2015
Location: New York
Programs: AA, CX, Hyatt, Marriott
Posts: 1,484
Originally Posted by shawbridge
Thanks. Not sure what card this was charged on. Undoubtedly they don't have tip insurance.

AA has them with a backup reservation on a later flight out of ORD so they can get either the flight they are listed on (which they would in the likely event that it too will be delayed) or the next one. Not sure which cards provide trip delay coverage (Amex Plat, Chase Sapphire Reserve and the like?). Are there non-premium cards with that kind of coverage? She's 24 and a nurse practitioner so not likely to get a card without $500 annual fee.
For future reference, yes, mostly high end credit cards offer delay/cancellation protection, and each has different rules regarding hours and connections.

Not associated with TPG, but here's a quick reference: https://thepointsguy.com/guide/cards...reimbursement/
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