Applied yesterday and got an auto-decline, my first one in a few years. Called the recon line and they went over my income and had to alter my DTI (as I have two roommates that pay for my mortgage currently and they had two auto loans, one of which was paid off last week). They reversed the decline and approved me for a 5K line.
Originally Posted by
dtpham1020
Applied and went to review last night. They pulled transunion. Currently holding personal red aviator (2nd onewithin the last 12 months). Does anyone know what the review is about? Are they going to call or what kinda information are they looking for? TIA
I would call the recon line like I did and see what they say. My initial screen right after applying said it went to review and would contact me as they needed more information but the status check page showed declined.