I was apparently shutdown by Synchronee on my c@thay card.
All I did was make minimum purchases to get bonus...mostly via kiva loans, which I'm realizing might not have been as safe as I thought due to paypal/synchrony relationship I didn't know about.
Shut down when 3rd statement should have arrived.

Not very familiar with this bank, but I should be entitled to annual fee back or something, no? Not sure if can access points either which posted a month ago on credit card login site.