Really love this card and will get almost $1000 of value from it. Was approved quickly but have great credit (north of 800). No annual fee and no foreign transaction fees. Apple pay works great for fast food. Since I have at least $10K in restaurant/fast food spend and another $7K in airlines and hotels that is a nice start ($400 + $210). Then $50 in streaming credit after my $5K spend. Finally, add the mobile phone insurance which saves me $7/per line for VzW plan $14/mo x 12 = $168 (savings).

Some people may care that they can't transfer points or use them for travel or merchandise or the $25 minimum cash redemption, but those aren't deal breakers for me. Now it says Uber on the card, but my Plat Amex gives me $15 per month for Uber rides plus VIP status (which I really don't see any difference in). So ironically, I don't use it for Uber. Finally, a $100 cash to sign-up. The last card I had that was almost as good as the Costco Amex with 4% back for gas and 3% for restaurants [which they scale back after a year to 2%] sans the annual costco membership fee $65. Total earnings/savings projected for year one on the Uber Visa $928.