Originally Posted by
lumangoy
The letter regarding why the account was closed says:
The said they used Experian for the consumer reporting agency.
I will admit, SO has a lot of credit card accounts, in the low 20s according to Experian.
Utilization is very low, most are in the 1%, there an amex that's in the teens that I forgot to pay before the statement closed.
I'm trying to get under 5/24 so the last account was opened on 7/2016.
Did your SO try to open a new Chase card, that's why they pulled their credit file again?
The "account not used as intended" seems like your SO was maxing out the 5x bonus every qtr? But then again a lot of ppl do that and don't get shut down and it's only limited to $1,500 each qtr. Was that really the only Chase card your SO had?