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Old Jan 19, 18, 1:42 am
Join Date: Feb 2013
Posts: 248
Last year whilst my wife was pregnant we took out travel insurance, however normally we don't bother.

I also decline the reductions in car excess when renting cars. I haven't ever been involved in a collision or accident and have been driving for 18 years. When I first do something that causes damage my behaviour might change, but until then I'm relaxed.
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